Invest for GROWTH – Schalk Viljoen | Investment and Assurance Advisors

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To Invest for GROWTH, complete the INVESTMENT OBJECTIVES ASSESSOR :

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Name *

First

Last

Email *

Contact Number

When is the first time you expect to need money from this Investment?

Less than 2 years
2 - 5 years
6 - 10 years
more than 10 years

What portion of your net wealth is this investment? (Your net wealth is calculated as the value of your assets less debts and loans.)

Small
Less than half
More than half
Large

Do you have an emergency fund to provide for unexpected expenses?

No, or very small, less than 3 months salary/income
3 to 6 months salary/income
6 months to 1 year salary/income
More than 1 year salary/income

How much of your monthly income is financially committed?

There is a lot extra of my monthly income after financial commitments
There is a little extra of monthly income after financial commitments
My financial commitments exceed my income

What is your expectation for your future earnings?

I expect my earnings to keep pace with inflation
I expect my earnings to increase somewhat ahead of inflation
I expect my earnings to far outpace inflation
I expect my earnings to fluctuate

Which statement best describes your objective for this investment?

I want stable money market returns. I am very risk averse and not prepared to expose my investment to any volatility.
I want stable annual returns with medium volatility. I am risk averse and not prepared to expose to high volatility to earn higher long-term returns.
I want to achieve higher long-term returns and am prepared to tolerate reasonable levels of volatility.
I want to maximise my long-term returns and spend little time worrying about short-term market movements.

Which possible investment scenario would you be comfortable with?

Aim for low stable growth on short-medium term capital invested Very low volatility of capital invested No protection against unexpected inflation
Aim for modest growth on medium term capital invested Low volatility of capital invested Aim for some protection against unexpected inflation
Aim for moderate growth on capital invested May be exposed to moderate level of capital volatility Aim for long term return greater than inflation
Aim for higher level of long term growth on capital invested High volatility of capital invested Aim for long term return comfortably greater than inflation
Aim for aggressive level of long term growth on capital invested Extreme volatility of capital invested Aim for long term return far greater than inflation

What drop in value of this investment would concern you?

0% to 5% fall
11% to 20% fall
20% to 30% fall
I am not concerned about more than 30% fall in value

To grow your money and beat inflation you need to invest in assets that can fluctuate in value. How much would you consider investing in such assets?

100% of my investment portfolio
75% of my investment portfolio
50% of my investment portfolio
25% of my investment portfolio
0% of my investment portfolio

Which is more important to you, that the value of your investment does not fall or that it retains purchasing power?

Imperative/essential/crucial that value never falls
Important that value doesn't fall
Important that investment value retains purchasing power
More important that investment value beats inflation

Suppose the market value of your investment experiences a 15% loss, how would you react?

I check the value of my investment frequently so I can sell quickly if I see a loss.
Although daily drops in value of my investment make me uncomfortable, I am likely to sell only if my investment value falls substantially over a full quarter.
Although I focus on quarterly performance trends, I usually wait an entire year before making changes to my investment.
Even if my investment value falls significantly over a given year, I would continue to follow a consistent, long-term investment program and retain my investment.

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